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Ford Options.

Ford Credit's Personal Contract Purchase plan where your monthly payment is lower when compared to a Ford Acquire agreement of the same length and deposit.

With a choice of mileage bands and finance terms of 24 or 36 months this plan has flexibility for your circumstances.
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Vehicle Eligibility
New and Used Cars, including the Ford Ranger. Age limits apply.

Features & Benefits
  • Fixed monthly payments
  • Interest rate fixed for the loan duration
  • Your Optional Final Payment is the anticipated future value of your vehicle assuming its mileage and condition is as agreed when you signed the agreement
  • Flexibility at the end of the agreement
  • The option to own the car at the end of the agreement
How It Works
Your fixed monthly payment is lower when compared to our Ford Acquire agreement of the same deposit and length and will depend on the following:
  • Agreement length – choose from 24 or 36 months
  • Your anticipated annual mileage
  • The amount of the deposit you wish to pay (Maximum deposit of 35%)
  • The Ford vehicle you want to drive
  • The car is yours at the end of the agreement assuming all payments plus the purchase fee have been made.

At The End
You have three options at the end of your agreement:

1- Renew - Choose another car
Your chance to drive another new Ford Car. You can trade your old car in or sell it privately. Once you’ve fully settled your account (including the Optional Final Payment) any money left may be used as deposit for your new Ford Car.

2- Return- Hand the car back
Assuming all monthly payments have been made, you’ll have nothing further to pay, providing the car is in good condition and the agreed mileage hasn’t been exceeded.

3- Retain - Keep the car
If you decide to keep the car, assuming all monthly payments have been made, you just need to pay the Optional Final Payment plus the purchase fee and it’s yours to drive away.
 
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Request More Information on our Finance Products:

Which Finance Plan?
Model Required?
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Important Information
Finance subject to status. Guarantees/indemnities may be required. Freepost Ford Credit.

Your protection
Ford Credit is a member of the Finance and Leasing Association (FLA) and adheres to their Lending Code. You can view this Code at www.fla.org.uk/consumer-information/lending-code. The code sets out key commitments and principles that we believe are fundamental in providing excellent customer care.
If you have a complaint full details of who to contact are available at www.ford.co.uk/finance/support/our-complaints-procedure.
f your complaint is not closed to your satisfaction after a period of eight weeks, you have the legal right to escalate the complaint to the Financial Ombudsman Service (FOS) by calling 0800 0234 567 or 0300 123 9123 or by email to complaint.info@financial-ombudsman.org.uk.
You can view further details of this service on www.financial-ombudsman.org.uk/consumer/complaints.htm.

Before you make your decision, for impartial, independent advice on car finance products, visit the Finance and Leasing Association website here.

You should not commit to a finance agreement unless you are confident that you can afford the payments throughout the term of the agreement and have no unforeseen reasons that would prevent you continuing to afford the agreement. For free, independent financial advice visit the Money Advice Service here.

Treating Customers Fairly
Treating customers fairly is a core principle at Ford Credit. This forms a cornerstone of how we do business with all our customers and is embedded in our company culture. If, at any time, you believe that we have failed to live up to this principle please contact us.

Ford Credit is a trading Style of FCE Bank plc. Registered in England: No 772784. Registered Office: FCE Bank plc, Arterial Road, Laindon, Essex, SS15 6EE. FCE Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under firm reference number 204469.
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